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Moving to a New City: Three Things Carriers Get Wrong About Urban Garaging

Carriers have gotten very good at pricing urban risk. They’ve also developed three reliable blind spots — and every one of them is fixable with the...

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The Curbside Audit: A Five-Minute Insurance Check for Apartment Dwellers

Most apartment-dwelling drivers haven’t reviewed their auto policy since they had a garage. Or since they moved. Or since they changed jobs. Five minutes...

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Black Market Parts After a Theft: A Buyer-Beware Guide

After a theft, the parts often surface on local marketplaces within days. A catalytic converter stolen on Monday appears on a buy-sell-trade group by Thursday....

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Freelance Gear in the Trunk: Camera, Laptop, Music Equipment — What’s Covered

Your car gets broken into. The window is on you. The gear inside the car? That’s where it gets interesting. Most people assume their auto insurance...

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Working From Your Car: The Mobile Worker Coverage Question

“Mobile worker” used to mean a sales rep with a Crown Vic. In 2026 it means a freelancer answering email from a Honda Fit in a Trader Joe’s...

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